{"id":22965,"date":"2024-12-30T11:45:11","date_gmt":"2024-12-30T10:45:11","guid":{"rendered":"https:\/\/www.somoskalma.com\/kalma-te-ofrecemos-la-mejor-alternativa-a-la-hipoteca-inversa\/"},"modified":"2025-03-27T09:13:22","modified_gmt":"2025-03-27T08:13:22","slug":"kalma-te-ofrecemos-la-mejor-alternativa-a-la-hipoteca-inversa","status":"publish","type":"page","link":"https:\/\/www.somoskalma.com\/fr\/","title":{"rendered":"Kalma | Nous vous offrons la meilleure alternative aux hypoth\u00e8ques invers\u00e9es"},"content":{"rendered":"<style>\n.banner-wrp figure{margin:0px;}\n.banner-wrp{\n\tposition: relative;\n\twidth: 100%;\n\tpadding: 4rem 0 6rem;\n}\n.banner-wrp-img{\n    background-color: #c8dcc4;\n\tborder-radius: 1.5rem;\n\tjustify-content: center;\n\talign-items: center;\n\theight: 70vh;\n\tposition: relative;\n\toverflow: hidden;\n}\n.banner-wrp-img .banner-wrp-img-holder figure{\n    display: flex;\n    justify-content: end;\n}\n.banner-wrp-img-holder img{\n\tz-index: 2;\n\tobject-fit: contain;\n\tobject-position: bottom;\n\twidth: 80%;\n\theight: 100%;\n\tposition: absolute;\n}\n.banner-wrp-img .btn-main{\n\tposition: absolute;\n\tbottom: 1.5rem;\n\tright: 1.5rem;\n\tz-index: 3;\n}\n.banner-wrp-img .img-name{\n    z-index: 3;\n\tgrid-column-gap: .5rem;\n\tcolor: #1e3a1b;\n\talign-items: start;\n\tdisplay: flex;\n\tposition: absolute;\n\ttop: 1.5rem;\n\tleft: 1.5rem;\n\tfont-size: 1rem;\n\tfont-weight: 500;\n\tfont-family: \"Sharpgrotesk 20\";\n    flex-direction: column;\n}\n.img-name .img-name-name_person{\n    display: flex;\n}\n.img-name .img-name-name_person figure {\n    margin-right: 12px;\n}\n.banner-wrp-img-shape img{\n\tz-index: 1;\n\tobject-fit: contain;\n\tobject-position: 50% 50%;\n\twidth: 100%;\n\tmargin-top: auto;\n\tmargin-bottom: auto;\n\tposition: absolute;\n\tinset: auto 0% 41%;\n}\n.banner-wrp-inner{\n\tgrid-column-gap: 2.5rem;\n\tgrid-row-gap: 16px;\n\tgrid-template-rows: auto;\n\tgrid-template-columns: 1fr 1.1fr;\n\tgrid-auto-columns: 1fr;\n\tdisplay: grid;\n}\n.banner-wrp-data{\n\tdisplay: flex;\n\tflex-direction: column;\n\tjustify-content: space-between;\n}\n.banner-wrp-data-top figure{\n\tpadding: 2rem 0 1.5rem;\n}\n.banner-wrp-data-top p{\n\tfont-family: \"Sharpgrotesk 20\";\n\tfont-size: 1.25rem;\n\tfont-weight: 400;\n\tline-height: 1.5;\n\tcolor: #000;\n\tmargin: 0;\n}\n.banner-wrp-data-top{\n\tmargin: 0 0 0.5rem;\n    display: flex;\n    flex-direction: column;\n    align-items: start;\n}\n.banner-wrp-data-bottom h1{\n\tfont-family: \"Sharpgrotesk 20\";\n\tfont-size: 3rem;\n\tfont-weight: 400;\n\tline-height: 1.2;\n\tmargin: 0 0 2.5rem;\n}\n.banner-wrp-data-bottom h1 span{\n\tbackground: #efff8f;\n\tfont-weight: 500;\n}\n.banner-wrp-data-bottom h1 b{\n\tfont-weight: 500;\n}\n.banner-wrp-data-bottom p{\n    font-family: \"Sharpgrotesk 20\";\n\tfont-size: 1.25rem;\n\tfont-weight: 400;\n\tcolor: #000;\n\tmargin: 0;\n    margin-bottom: 24px;\n}\n.banner-wrp-data-bottom .btn-main span{\n    padding: 20px 52px;\n}\n\n.btn-primary {\n    font-family: \"Sharpgrotesk 20\";\n    font-size: 1rem;\n    font-weight: 500;\n    line-height: 1.5;\n    grid-column-gap: .5rem;\n    border: 1px solid #1e3a1b;\n    background-color: transparent;\n    color: #1e3a1b;\n    border-radius: 6.25rem;\n    align-items: center;\n    padding: .75rem 1.5rem;\n    transition: all 0.4s linear;\n    -webkit-transition: all 0.4s linear;\n    display: inline-flex;\n}\n\n.btn-primary:hover {\n    background-color: #1e3a1b;\n    color: #efff8f;\n}\n\n.btn-main {\n    display: inline-flex;\n    align-items: center;\n}\n\n.btn-main span {\n    font-family: \"Sharpgrotesk 20\";\n    font-size: 1rem;\n    font-weight: 500;\n    line-height: 1.5;\n    background-color: rgb(239, 255, 143);\n    color: rgb(30, 58, 27);\n    border: 1px solid rgb(239, 255, 143);\n    padding: .75rem 1.5rem;\n    display: inline-block;\n    border-radius: 6.25rem;\n    transition: all 0.4s linear;\n    -webkit-transition: all 0.4s linear;\n}\n\n.btn-main:hover span {\n    background-color: rgb(30, 58, 27);\n    color: rgb(239, 255, 143);\n    border-color: rgb(30, 58, 27);\n}\n\n.btn-main i {\n    font-size: 18px;\n    width: 49px;\n    min-width: 49px;\n    height: 48px;\n    min-height: 48px;\n    color: rgb(239, 255, 143);\n    background-color: rgb(30, 58, 27);\n    border-radius: 100px;\n    display: flex;\n    align-items: center;\n    justify-content: center;\n    transition: all 0.4s linear;\n    -webkit-transition: all 0.4s linear;\n}\n\n.btn-main:hover i {\n    color: rgb(30, 58, 27);\n    background-color: rgb(239, 255, 143);\n    -webkit-animation: slide-left 0.4s cubic-bezier(0.250, 0.460, 0.450, 0.940) both;\n    animation: slide-left 0.4s cubic-bezier(0.250, 0.460, 0.450, 0.940) both;\n}\n\n@-webkit-keyframes slide-left {\n    0% {\n        -webkit-transform: translateX(-10px);\n        transform: translateX(10px);\n    }\n\n    100% {\n        -webkit-transform: translateX(0);\n        transform: translateX(0);\n    }\n}\n\n@keyframes slide-left {\n    0% {\n        -webkit-transform: translateX(-10px);\n        transform: translateX(10px);\n    }\n\n    100% {\n        -webkit-transform: translateX(0);\n        transform: translateX(0);\n    }\n}\n\n.btn-main .icon {\n    font-size: 18px;\n    width: 66px;\n    min-width: 66px;\n    height: 66px;\n    min-height: 66px;\n    color: rgb(239, 255, 143);\n    background-color: rgb(30, 58, 27);\n    border-radius: 100px;\n    display: flex;\n    align-items: center;\n    justify-content: center;\n    transition: all 0.4s linear;\n    -webkit-transition: all 0.4s linear;\n}\n\n.btn-main:hover .icon {\n    color: rgb(30, 58, 27);\n    background-color: rgb(239, 255, 143);\n    -webkit-animation: slide-left 0.4s cubic-bezier(0.250, 0.460, 0.450, 0.940) both;\n    animation: slide-left 0.4s cubic-bezier(0.250, 0.460, 0.450, 0.940) both;\n}\n\n@-webkit-keyframes slide-left {\n    0% {\n        -webkit-transform: translateX(-10px);\n        transform: translateX(10px);\n    }\n\n    100% {\n        -webkit-transform: translateX(0);\n        transform: translateX(0);\n    }\n}\n\n@keyframes slide-left {\n    0% {\n        -webkit-transform: translateX(-10px);\n        transform: translateX(10px);\n    }\n\n    100% {\n        -webkit-transform: translateX(0);\n        transform: translateX(0);\n    }\n}\n\n@media (max-width:991px){\n\t.banner-wrp-inner{grid-column-gap: 2.5rem;grid-row-gap: 2.5rem;grid-template-columns: 1fr;}\n\t\n\t.page-id-19687 .banner-wrp-data-top figure{\n\t\tpadding-top:10px;\n\t\tpadding-bottom:1rem;\n\t}\n\n}\n@media (max-width:1024px){\n\t.page-id-19687 .banner-wrp-data-top{\n\t\tmargin-bottom:24px;\n\t}\n\t.page-id-19687 .banner-wrp{\n\t\tpadding-top:48px;\n\t\tpadding-bottom:0;\n\t}\n}\n\t\n@media (max-width:767px){\n\t.banner-wrp-data-top p{font-size: 1rem;}\n\t.banner-wrp-data-bottom h1{font-size: 2rem;}\n\t.banner-wrp-data-bottom p{font-size: 1rem;}\n\t\n\t.page-id-19687 .banner-wrp{\n\t\tpadding-top:1rem;\n\t}\n\t.page-id-19687 .banner-wrp-data-top figure{\n\t\tpadding-top:10px;\n\t\tpadding-bottom:1rem;\n\t}\n\t.page-id-19687 .banner-wrp-data-bottom h1{\n\t\tmargin-bottom:24px;\n\t}\n\t.page-id-19687 .banner-wrp-inner{\n        grid-row-gap: 3rem;\n\t}\n}\n<\/style>\n\t<div class=\"main-wrpper fade-in\">\n\t\t<!-- Banner -->\n        <section class=\"banner-wrp\">\n            <div class=\"padding-global\">\n                <div class=\"container\">\n                    <div class=\"banner-wrp-inner\">\n                        \t\t\t\t\t\t<div class=\"banner-wrp-data\">\n\t\t\t\t\t\t\t                            <div class=\"banner-wrp-data-bottom\">\n                                <h1>Vendez votre logement en <span>nue-propri\u00e9t\u00e9<\/span> et restez-y <b>pour toujours<\/b>.<\/h1>                                <p>\u00c7a vous int\u00e9resse, n&#8217;est-ce pas?<\/p>                                                                <a href=\"#soluciones\" class=\"btn-main\" target=\"_self\">\n                                    <span>En savoir plus<\/span>\n                                    <div class=\"icon\">\n                                        <svg width=\"17\" height=\"16\" viewBox=\"0 0 17 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                                            <path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M8.43022 15.6199L15.5805 8.51952L16.2951 7.80994L15.5805 7.10036L8.43022 0L7.02097 1.41916L12.3362 6.6972H0V8.6972H12.5632L7.02097 14.2007L8.43022 15.6199Z\" fill=\"currentColor\"><\/path>\n                                        <\/svg>\n                                    <\/div>\n                                <\/a>\n                                                            <\/div>\n\t\t\t\t\t\t\t                        <\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t                        <div class=\"banner-wrp-img\">\n                            <div class=\"img-name\">\n                                                                <div class=\"banner-wrp-data-top\">\n                                    <figure><img decoding=\"async\" src=\"https:\/\/www.somoskalma.com\/wp-content\/themes\/houzez-child\/images\/icon-quote.svg\" alt=\"\"><\/figure>\n                                    <p>Ma maison. Ma vie. Ma d\u00e9cision.<\/p>\n                                <\/div>\n                                                                <div class=\"img-name-name_person\">\n                                    <figure><img decoding=\"async\" src=\"https:\/\/www.somoskalma.com\/wp-content\/themes\/houzez-child\/images\/img-name-dot.svg\" alt=\"\"><\/figure>\n                                    Mar\u00eda Luisa\n                                <\/div>\n                            <\/div>\n\t\t\t\t\t\t\t                            <div class=\"banner-wrp-img-holder\">\n                                <figure><img decoding=\"async\" src=\"https:\/\/www.somoskalma.com\/wp-content\/uploads\/2024\/12\/banner-img-1.webp\" alt=\"\"><\/figure>\n                            <\/div>\n    \n                            <div class=\"banner-wrp-img-shape\">\n                                <figure><img decoding=\"async\" src=\"https:\/\/www.somoskalma.com\/wp-content\/themes\/houzez-child\/images\/banner-bg-shape.svg\" alt=\"\"><\/figure>\n                            <\/div>\n\t\t\t\t\t\t\t                        <\/div>\n\t\t\t\t\t\t                    <\/div>\n                <\/div>\n            <\/div>\n        <\/section>\n        <!-- End Banner -->\n\t<\/div>\n\n\n<style>\n.solutions-wrp{\n\t\tposition: relative;\n\t\twidth: 100%;\n\t\tpadding: 6rem 0  0;\n\t}\n\t.solutions-wrp-hedding{\n\t\tmax-width: 60rem;\n\t\tmargin: 0 0 4rem;\n\t}\n\t.solutions-wrp-hedding h2{\n\t\tfont-family: \"Sharpgrotesk 20\";\n\t\tfont-size: 2rem;\n\t\tfont-weight: 400;\n\t\tline-height: 1.2;\n\t\tmargin: 0 0 1.5rem;\n\t\tcolor: #000;\n\t}\n\t.solutions-wrp-hedding h2 b{\n\t\tfont-weight: 500;\n\t\tcolor: #1d1d1d;\n\t}\n\t.solutions-wrp-hedding p{\n\t\tfont-family: \"Sharpgrotesk 20\";\n\t\tfont-size: 1.25rem;\n\t\tfont-weight: 400;\n\t\tline-height: 1.5;\n\t\tcolor: #000;\n\t}\n\t.solutions-wrp-hedding p b{\n\t\tfont-weight: 500;\n\t\tcolor: #1d1d1d;\n\t}\n\n\t@media (max-width:991px){\n\t\t.page-id-19687 .solutions-wrp{\n\t\t\tpadding-top:80px;\n\t\t}\n\t}\n\n\t@media (max-width:767px){\n\t\t.solutions-wrp-hedding h2{font-size: 1.5rem;margin: 0 0 1rem;}\n\t\t.solutions-wrp-hedding p{font-size: 1rem;}\n\t\t.solutions-wrp-hedding{margin: 0 0 2rem;}\n\t\t\n\t\t.page-id-19687 .solutions-wrp{\n\t\t\tpadding-top:56px;\n\t\t}\n\t}\n<\/style>\n\t <div class=\"main-wrpper fade-in\">\n\n        <!-- Solutions -->\n        <section class=\"solutions-wrp\" id=\"soluciones\">\n            <div class=\"padding-global\">\n                <div class=\"container\">\n                    <div class=\"solutions-wrp-hedding\">\n                        <h2><strong>Vente en nue-propri\u00e9t\u00e9<\/strong> pour les seniors:<br> ne vous souciez plus de rien et <strong>obtenez d\u00e8s maintenant la liquidit\u00e9<\/strong> dont vous avez besoin<\/h2>\n                        <p><div>\n<div>Vous cherchez \u00e0 financer vos soins ? Ou peut-\u00eatre \u00e0 c\u00e9l\u00e9brer vos noces d\u2019or lors d\u2019une croisi\u00e8re? Transformez votre retraite en un moment extraordinaire gr\u00e2ce \u00e0 la nue-propri\u00e9t\u00e9, <strong>la seule solution<\/strong> qui vous permet <strong>d\u2019obtenir la liquidit\u00e9 dont vous avez besoin<\/strong> tout en restant chez <strong>vous \u00e0 vie<\/strong>.<\/div>\n<\/div>\n<\/p>\n                    <\/div>\n                <\/div>\n            <\/div>\n        <\/section>\n        <!-- End Solutions -->\n\n    <\/div>\n\n\n<style>\n    .solutions-block{\n        position: relative;\n        width: 100%;\n        padding: 0;\n    }\n    .solutions-block .container.swiper-wrapper {\n        padding: 0;\n        box-sizing: border-box;\n    }\n    .solutions-block .container.swiper-wrapper .solutions-wrp-row{\n        padding: 0 0 0 24px;\n        background-color: transparent;\n    }\n    .solutions-block .container.swiper-wrapper .solutions-wrp-row .solutions-wrp-img,\n    .solutions-block .container.swiper-wrapper .solutions-wrp-row .solutions-wrp-data{\n        background-color: #f7f5e9;\n    }\n    .solutions-block .container.swiper-wrapper .solutions-wrp-row .solutions-wrp-img{\n        border-bottom-left-radius: 0;\n        border-bottom-right-radius: 0;\n    }\n    .solutions-block .container.swiper-wrapper .solutions-wrp-row .solutions-wrp-data{\n        border-bottom-left-radius: 1.5rem;\n        border-bottom-right-radius: 1.5rem;\n    }\n    .solutions-block .container.swiper-wrapper .solutions-wrp-row2{\n        display: flex;\n        flex-direction: column;\n    }\n    .solutions-block .slider-navigation{\n        display: none;\n        gap: 24px;\n        margin: 24px 0;\n    }\n    .solutions-block .slider-navigation .swiper-button-next,\n    .solutions-block .slider-navigation .swiper-button-prev{\n        position: relative;\n    }\n    .solutions-block .slider-navigation .swiper-button-next::after,\n    .solutions-block .slider-navigation .swiper-button-prev::after{\n        content: unset;\n    }\n    .solutions-block .slider-navigation .swiper-button-next svg,\n    .solutions-block .slider-navigation .swiper-button-prev svg{\n        display: none;\n    }\n    .solutions-wrp-row{\n        background-color: #f7f5e9;\n        cursor: pointer;\n        border-radius: 1.5rem;\n        grid-template-rows: auto;\n        grid-template-columns: .4fr 1fr;\n        grid-auto-columns: 1fr;\n        display: grid;\n        position: relative;\n        margin: 0 0 2.5rem;\n        align-items: center;\n    }\n    .solutions-wrp-row.solutions-wrp-row2{\n        grid-template-columns: 1fr .4fr;\n    }\n    .solutions-wrp-img{\n        border-radius: 1.5rem;\n        height: 100%;\n        position: relative;\n        overflow: hidden;\n    }\n    .solutions-wrp-img figure{\n        width: 100%;\n        height: 100%;\n    }\n    .solutions-wrp-img img{\n        object-fit: cover;\n        width: 100%;\n        height: 100%;\n    }\n    .solutions-wrp-data{\n        padding: 3.5rem;\n    }\n    .solutions-wrp-data h6,\n    .subtitle{\n        font-family: \"Sharpgrotesk 20\";\n        font-size: 1rem;\n        font-weight: 400;\n        line-height: 1.5;\n        opacity: .69;\n        margin: 0 0 1rem;\n        color: #1d1d1d;\n    }\n    .subtitle {\n        display: none;\n    }\n    .solutions-wrp-data h2{\n        width: 100%;\n        max-width: 30rem;\n        font-family: \"Sharpgrotesk 20\";\n        font-size: 2rem;\n        font-weight: 500;\n        line-height: 1.2;\n        margin: 0 0 2rem;\n        color: #1d1d1d;\n    }\n    .solutions-wrp-data p{\n        font-family: \"Sharpgrotesk 20\";\n        font-size: 1.25rem;\n        font-weight: 400;\n        color: #000;\n        line-height: 1.5;\n        margin: 0 0 2rem;\n    }\n    .solutions-wrp-data p b{\n        font-weight: 500;\n        color: #1d1d1d;\n    }\n    \n    .solutions-wrp-data .btn-main{\n        margin: 0 0 1.5rem;\n    }\n    .solutions-wrp-data .btn-main span{\n        color: rgb(39, 26, 85);\n        background-color: rgb(225, 217, 255);\n        border-color: rgb(225, 217, 255);\n    }\n    .solutions-wrp-data .btn-main:hover span{\n        color: rgb(225, 217, 255);\n        background-color: rgb(39, 26, 85);\n        border-color: rgb(39, 26, 85);\n    }\n    .solutions-wrp-data .btn-main i{\n        background-color: rgb(39, 26, 85);\n        color: rgb(225, 217, 255);\n    }\n    .solutions-wrp-data .btn-main:hover i{\n        color: rgb(39, 26, 85);\n        background-color: rgb(225, 217, 255);\n    }\n    \n    .solutions-wrp-data .btn-main{\n        margin: 0 0 1.5rem;\n    }\n    .solutions-wrp-data .btn-main span{\n        color: rgb(39, 26, 85);\n        background-color: rgb(225, 217, 255);\n        border-color: rgb(225, 217, 255);\n    }\n    .solutions-wrp-data .btn-main:hover span{\n        color: rgb(225, 217, 255);\n        background-color: rgb(39, 26, 85);\n        border-color: rgb(39, 26, 85);\n    }\n    .solutions-wrp-data .btn-main .icon{\n        background-color: rgb(39, 26, 85);\n        color: rgb(225, 217, 255);\n    }\n    .solutions-wrp-data .btn-main:hover .icon{\n        color: rgb(39, 26, 85);\n        background-color: rgb(225, 217, 255);\n    }\n    .solutions-toggle{\n        display: none;\n    }\n    \n\n    @media (max-width:991px){\n        .solutions-wrp-row,.solutions-wrp-row.solutions-wrp-row2{grid-template-columns: 1fr;}\n        .solutions-wrp-row.solutions-wrp-row2 .solutions-wrp-img{order: 1;}\n        .solutions-wrp-row.solutions-wrp-row2 .solutions-wrp-data{order: 2;}\n    }\n\n    @media (max-width:767px){\n        .solutions-block .slider-navigation{ \n            display: flex !important;\n        }\n        .solutions-wrp-data h2{font-size: 1.5rem;margin: 0 0 1.25rem;}\n        .solutions-wrp-data p{font-size: 1rem;}\n        .solutions-wrp-data{padding: 2.5rem 1.5rem;}\n        .solutions-wrp-data .btn-main{margin: 0 0 1rem;}\n        \n        .page-id-19687 .solutions-wrp-row{\n            margin:0 0 24px;\n            position: relative;\n        }\n        .page-id-19687 .solutions-wrp-row::after{\n            content: \"\";\n            position: absolute;\n            top: 0;\n            left: 24px;\n            width: calc(100% - 24px);\n            height: 100%;\n            background-color: #f7f5e9;\n            z-index: 0;\n        }\n        .solutions-wrp-img figure {\n            margin-bottom: 0;\n        }\n        .solutions-block .container.swiper-wrapper .solutions-wrp-row .solutions-wrp-img,\n        .solutions-block .container.swiper-wrapper .solutions-wrp-row .solutions-wrp-data{\n            border-bottom-left-radius: 1.5rem;\n            border-bottom-right-radius: 1.5rem;\n            position: relative;\n            z-index: 1;\n        }\n        .solutions-wrp-data h6{\n            display: none;\n        }\n        .subtitle {\n            display: block;\n            padding-left: 24px;\n            text-transform: uppercase;\n            font-size: 14px;\n            line-height: 18px;\n        }\n        \/* --- Ver m\u00e1s (clamp 4 l\u00edneas) --- *\/\n        .solutions-desc{ --lines:4; }\n        .solutions-desc__inner{\n            \/* normal flow; when collapsed we clamp via parent attr *\/\n        }\n        .solutions-desc[data-collapsed=\"true\"] .solutions-desc__inner{\n            display: -webkit-box;\n            -webkit-line-clamp: var(--lines);\n            -webkit-box-orient: vertical;\n            overflow: hidden;\n        }\n        .solutions-toggle{\n            background: none;\n            border: 0;\n            padding: 0;\n            font: inherit;\n            cursor: pointer;\n            color: black;\n            margin-bottom: 24px;\n            text-decoration: unset;\n            display: block;\n        }\n        .solutions-toggle[aria-expanded=\"true\"]{ text-decoration: none; }\n    }\n<\/style>\n\t <div class=\"main-wrpper fade-in\">    \n        <!-- Solutions -->\n         <link rel=\"stylesheet\" href=\"https:\/\/cdn.jsdelivr.net\/npm\/swiper\/swiper-bundle.min.css\" \/>\n        <script src=\"https:\/\/cdn.jsdelivr.net\/npm\/swiper\/swiper-bundle.min.js\" defer><\/script>\n        <section class=\"solutions-block\" id=\"solutionsSlider\">\n            <div class=\"slider-navigation\">\n                <div class=\"swiper-button-prev\">\n                    <img decoding=\"async\" src=\"https:\/\/www.somoskalma.com\/wp-content\/uploads\/2025\/06\/Arrow_Prev.svg\" alt=\"\">\n                <\/div>\n                <div class=\"swiper-button-next\">\n                    <img decoding=\"async\" src=\"https:\/\/www.somoskalma.com\/wp-content\/uploads\/2025\/06\/Arrow_Next.svg\" alt=\"\">\n                <\/div>\n            <\/div>\n            <h6 class=\"subtitle\">Nuestras Soluciones y Servicios<\/h6>\n            <div class=\"container\">\n\t\t\t\t\t\t\t\t\t<div class=\"solutions-wrp-row\" id=\"Kalma-Nue-Propri\u00e9t\u00e9\">\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"solutions-wrp-img\">\n\t\t\t\t\t\t\t<figure><img decoding=\"async\" src=\"https:\/\/www.somoskalma.com\/wp-content\/uploads\/2024\/12\/s1.png\" alt=\"\"><\/figure>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"solutions-wrp-data\">\n\t\t\t\t\t\t\t<h6>Nos solutions<\/h6>\n\t\t\t\t\t\t\t<h2>Kalma Nue-Propri\u00e9t\u00e9 : <br>Recevez tout l&#8217;argent en un seul paiement<\/h2>\n\t\t\t\t\t\t\t<div class=\"solutions-desc\" data-collapsed=\"true\">\n                                <div class=\"solutions-desc__inner\">\n                                    <p>Vendez votre logement sans avoir \u00e0 d\u00e9m\u00e9nager. Kalma Nue-Propri\u00e9t\u00e9 vous permet <b><\/b>de recevoir la valeur de votre bien en un seul paiement sur votre compte bancaire. Et tout en continuant \u00e0 y vivre, car en tant qu&#8217;usufruitier(\u00e8re), <b><\/b>vous pourrez rester chez vous pour toujours. En toute s\u00e9r\u00e9nit\u00e9. Comme si rien n&#8217;avait chang\u00e9.<\/p>\n                                <\/div>\n                            <\/div>\n                            <button class=\"solutions-toggle btn-link\" type=\"button\" aria-expanded=\"false\">Ver m\u00e1s<\/button>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/nuda.somoskalma.com\/es\/nuda-propiedad\" class=\"btn-main\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t\t\t\t<span>Je veux m&#8217;informer<\/span>\n\t\t\t\t\t\t\t\t\t<div class=\"icon\">\n\t\t\t\t\t\t\t\t\t\t<svg width=\"17\" height=\"16\" viewBox=\"0 0 17 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n\t\t\t\t\t\t\t\t\t\t\t<path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M8.43022 15.6199L15.5805 8.51952L16.2951 7.80994L15.5805 7.10036L8.43022 0L7.02097 1.41916L12.3362 6.6972H0V8.6972H12.5632L7.02097 14.2007L8.43022 15.6199Z\" fill=\"currentColor\"><\/path>\n\t\t\t\t\t\t\t\t\t\t<\/svg>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t<div class=\"solutions-wrp-row solutions-wrp-row2\" id=\"Kalma-Rente-Viag\u00e8re\">\n                        <div class=\"solutions-wrp-data\">\n                            <h6>Nos solutions<\/h6>\n                            <h2>Kalma Rente Viag\u00e8re:<br>Un revenu mensuel \u00e0 vie.<\/h2>\n                            <div class=\"solutions-desc\" data-collapsed=\"true\">\n                                <div class=\"solutions-desc__inner\">\n                                    <p>Vendez la nue-propri\u00e9t\u00e9 de votre logement et <b><\/b>assurez-vous une rente viag\u00e8re pour compl\u00e9ter votre pension et faire de votre retraite le meilleur moment de votre vie. De plus, en tant qu&#8217;usufruitier(\u00e8re),<b><\/b> vous conservez le droit de vivre chez vous sans aucun changement et pour toujours. Sans soucis ni mauvaises surprises.<\/p>\n                                <\/div>\n                            <\/div>\n                            <button class=\"solutions-toggle btn-link\" type=\"button\" aria-expanded=\"false\">Ver m\u00e1s<\/button>\n\t\t\t\t\t\t\t                            <a href=\"https:\/\/nuda.somoskalma.com\/es\/renta-vitalicia\" class=\"btn-main\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t\t\t<span>Je veux m&#8217;informer<\/span>\n\t\t\t\t\t\t\t\t<div class=\"icon\">\n                                    <svg width=\"17\" height=\"16\" viewBox=\"0 0 17 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                                        <path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M8.43022 15.6199L15.5805 8.51952L16.2951 7.80994L15.5805 7.10036L8.43022 0L7.02097 1.41916L12.3362 6.6972H0V8.6972H12.5632L7.02097 14.2007L8.43022 15.6199Z\" fill=\"currentColor\"><\/path>\n                                    <\/svg>\n                                <\/div>\n\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t                        <\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"solutions-wrp-img\">\n\t\t\t\t\t\t\t\t<figure><img decoding=\"async\" src=\"https:\/\/www.somoskalma.com\/wp-content\/uploads\/2024\/12\/s2.png\" alt=\"\"><\/figure>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t                    <\/div>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t<div class=\"solutions-wrp-row\" id=\"Kalma-Vente-avec-Location\">\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"solutions-wrp-img\">\n\t\t\t\t\t\t\t<figure><img decoding=\"async\" src=\"https:\/\/www.somoskalma.com\/wp-content\/uploads\/2024\/12\/s3.jpg\" alt=\"\"><\/figure>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"solutions-wrp-data\">\n\t\t\t\t\t\t\t<h6>Nos services<\/h6>\n\t\t\t\t\t\t\t<h2>Kalma Vente avec Location:<br>La valeur maximale de votre maison en un seul paiement.<\/h2>\n\t\t\t\t\t\t\t<div class=\"solutions-desc\" data-collapsed=\"true\">\n                                <div class=\"solutions-desc__inner\">\n                                    <p>Vous voulez profiter de votre retraite avec un <b><\/b>maximum de liquidit\u00e9s tout en continuant \u00e0 vivre dans votre maison de toujours ? Vous pouvez d\u00e9sormais la vendre et y rester gr\u00e2ce \u00e0 un bail viager. Et ce n&#8217;est pas tout. Vous vous lib\u00e9rez \u00e9galement des charges financi\u00e8res du logement et ne payez que les charges courantes. Votre tranquillit\u00e9 est garantie avec un <b><\/b>contrat de location \u00e0 vie, adapt\u00e9 \u00e0 vos besoins.<\/p>\n                                <\/div>\n                            <\/div>\n                            <button class=\"solutions-toggle btn-link\" type=\"button\" aria-expanded=\"false\">Ver m\u00e1s<\/button>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/nuda.somoskalma.com\/es\/venta-con-alquiler\" class=\"btn-main\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t\t\t\t<span>Je veux m&#8217;informer<\/span>\n\t\t\t\t\t\t\t\t\t<div class=\"icon\">\n\t\t\t\t\t\t\t\t\t\t<svg width=\"17\" height=\"16\" viewBox=\"0 0 17 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n\t\t\t\t\t\t\t\t\t\t\t<path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M8.43022 15.6199L15.5805 8.51952L16.2951 7.80994L15.5805 7.10036L8.43022 0L7.02097 1.41916L12.3362 6.6972H0V8.6972H12.5632L7.02097 14.2007L8.43022 15.6199Z\" fill=\"currentColor\"><\/path>\n\t\t\t\t\t\t\t\t\t\t<\/svg>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\n\t\t\t\t            <\/div>\n\t   <\/section>\n       <script type=\"module\">\n            document.addEventListener(\"DOMContentLoaded\", () => {\n                const swiperId = '#solutionsSlider';\n                if (window.innerWidth < 768) {\n                    const slider = document.querySelector(swiperId);\n                    slider.classList.add('swiper');\n                    slider.querySelector('.container').classList.add('swiper-wrapper');\n                    const slides = slider.querySelector('.container').querySelectorAll('.solutions-wrp-row');\n                    slides.forEach((slide) => {\n                        slide.classList.add('swiper-slide');\n                    });\n                    new Swiper(swiperId, {\n                        slidesPerView: 1.1,\n                        loop: false,\n                        navigation: {\n                            nextEl: \".swiper-button-next\",\n                            prevEl: \".swiper-button-prev\",\n                        },\n                        spaceBetween: 0\n                    });\n                }\n            });\n\n  \/\/ --- Toggle \"Ver m\u00e1s\" por tarjeta, sin afectar al resto ---\n  (function(){\n      const root = document.getElementById('solutionsSlider');\n      if(!root) return;\n\n      \/\/ Oculta el bot\u00f3n si no hay overflow (tras aplicar clamp)\n      const evaluateOverflow = (row) => {\n          const desc = row.querySelector('.solutions-desc');\n          const inner = row.querySelector('.solutions-desc__inner');\n          const btn = row.querySelector('.solutions-toggle');\n          if (!desc || !inner || !btn) return;\n          \/\/ Fuerza estado colapsado para medir\n          desc.setAttribute('data-collapsed','true');\n          btn.setAttribute('aria-expanded','false');\n          \/\/ Deja que el layout calcule\n          requestAnimationFrame(() => {\n              const needsToggle = inner.scrollHeight > inner.clientHeight + 1;\n              btn.style.display = needsToggle ? 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Elles sont simples. Elles sont sinc\u00e8res. Elles sont les v\u00f4tres.<\/p>\n                        <\/div>\n\t\t\t\t\t\t                        <div class=\"what-we-do-wrp-right\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"what-we-do-box\">\n\t\t\t\t\t\t\t\t\t<figure><img decoding=\"async\" src=\"https:\/\/www.somoskalma.com\/wp-content\/uploads\/2024\/12\/w1.svg\" alt=\"\"><\/figure>\n\t\t\t\t\t\t\t\t\t<h2>NOUS AIMONS NOS A\u00ceN\u00c9S<\/h2>\n\t\t\t\t\t\t\t\t\t<p>Chez Kalma, nous adorons nos a\u00een\u00e9s, car ils ont consacr\u00e9 leur vie pour nous et m\u00e9ritent tout. C&#8217;est pourquoi nous leur offrons les <b>meilleures solutions<\/b> afin qu&#8217;ils puissent prendre le contr\u00f4le de leur <b>libert\u00e9 financi\u00e8re<\/b> au moment o\u00f9 ils en ont le plus besoin.rn<\/p>\n<p class=\"u0022m-0u0022\">Commencez \u00e0 voir grand avec Kalma!<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"what-we-do-box\">\n\t\t\t\t\t\t\t\t\t<figure><img decoding=\"async\" src=\"https:\/\/www.somoskalma.com\/wp-content\/uploads\/2024\/12\/w2.svg\" alt=\"\"><\/figure>\n\t\t\t\t\t\t\t\t\t<h2>NOUS VOULONS FAIRE PARTIE DE LA SOLUTION<\/h2>\n\t\t\t\t\t\t\t\t\t<p>Nous savons que la soci\u00e9t\u00e9 actuelle ne r\u00e9compense pas toujours justement les efforts et la valeur de nos a\u00een\u00e9s. C&#8217;est pourquoi nous <strong>s\u00e9lectionnons des investisseurs<\/strong> sensibles \u00e0 la nue-propri\u00e9t\u00e9 et nous obtenons les <strong>meilleures opportunit\u00e9s<\/strong> pour nos clients. <br data-w-id=\"15355f1a-6563-4b49-9e4e-42f864961c26\" data-wf-id=\"[\" \/><br data-w-id=\"05f8696b-4cd3-11f6-3b18-cd8d39bcf238\" data-wf-id=\"[\" \/>Profitez pleinement de votre retraite avec Kalma.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"what-we-do-box\">\n\t\t\t\t\t\t\t\t\t<figure><img decoding=\"async\" src=\"https:\/\/www.somoskalma.com\/wp-content\/uploads\/2024\/12\/w3.svg\" alt=\"\"><\/figure>\n\t\t\t\t\t\t\t\t\t<h2>TRANSPARENTS COMME DES GOUTTES D&#8217;EAU<\/h2>\n\t\t\t\t\t\t\t\t\t<p>Kalma a \u00e9t\u00e9 fond\u00e9e par des <strong>professionnels ayant une solide exp\u00e9rience<\/strong> et un engagement envers le bien-\u00eatre des a\u00een\u00e9s. Nos processus sont totalement transparents et <strong>vous serez accompagn\u00e9<\/strong> \u00e0 chaque \u00e9tape. <br data-w-id=\"d0cab284-e2bd-6462-4591-749941d42408\" data-wf-id=\"[\" \/><br data-w-id=\"30703846-485a-b74f-5f43-d60831345060\" data-wf-id=\"[\" \/>Votre satisfaction est notre succ\u00e8s. Tout simplement.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t                        <\/div>\n\t\t\t\t\t\t                    <\/div>\n                <\/div>\n            <\/div>\n\n            <figure class=\"what-we-do-shape\"><img decoding=\"async\" src=\"https:\/\/www.somoskalma.com\/wp-content\/themes\/houzez-child\/images\/w-bg.svg\" alt=\"\"><\/figure>\n        <\/section>\n        <!-- End What We Do -->\n\n    <\/div>\n\n\n<style>\n .contact-wrp{\n            position: relative;\n            width: 100%;\n            padding: 12rem 0;\n        }\n        .contact-wrp-inner{\n            grid-column-gap: 1.5rem;\n            grid-row-gap: 16px;\n            grid-template-rows: auto;\n            grid-template-columns: 1fr 1fr 1fr 1fr 1fr 1fr 1fr 1fr 1fr 1fr 1fr 1fr;\n            grid-auto-columns: 1fr;\n            display: grid;\n            align-items: center;\n        }\n        .contact-wrp-inner-left{\n            grid-area: 1 \/ 1 \/ 2 \/ 6;\n        }\n        .contact-wrp-img{\n            background-color: #efff8f;\n            border-radius: 1.5rem;\n            justify-content: center;\n            align-items: center;\n            height: 70vh;\n            position: relative;\n            overflow: hidden;\n            margin: 0 0 1.5rem;\n        }\n        .contact-wrp-img-holder img{\n            z-index: 2;\n            object-fit: contain;\n            object-position: 50% 100%;\n            width: 100%;\n            height: 100%;\n            position: absolute;\n            inset: 0%;\n        }\n        .img-name{\n            z-index: 3;\n            grid-column-gap: .5rem;\n            color: #1e3a1b;\n            align-items: center;\n            display: flex;\n            position: absolute;\n            top: 1.5rem;\n            left: 1.5rem;\n            font-size: 1rem;\n            font-weight: 500;\n            font-family: \"Sharpgrotesk 20\";\n        }\n        .contact-wrp-img-shape img{\n            z-index: 1;\n            object-fit: contain;\n            object-position: 50% 50%;\n            width: 100%;\n            margin-top: auto;\n            margin-bottom: auto;\n            position: absolute;\n            inset: auto 0% 41%;\n        }\n        .btn-contact{\n            grid-column-gap: 0px;\n            grid-row-gap: 0px;\n            background-color: #f7f5e9;\n            border-radius: 1.5rem;\n            grid-template-rows: auto;\n            grid-template-columns: 1fr .45fr;\n            grid-auto-columns: 1fr;\n            width: 100%;\n            display: grid;\n            color: #1d1d1d;\n        }\n        .btn-contact-data{\n            padding: 2rem 2.3rem;\n        }\n        .btn-contact h2{\n            font-family: \"Sharpgrotesk 20\";\n            font-size: 2rem;\n            font-weight: 500;\n            line-height: 1.2;\n        }\n        .btn-contact p{\n            font-family: \"Sharpgrotesk 20\";\n            font-size: 1.25rem;\n            font-weight: 500;\n            line-height: 1.5;\n            margin: 0 0 1.5rem;\n        }\n        .btn-contact-icon{\n            background-color: rgb(239, 255, 143);\n            color: rgb(30, 58, 27);\n            border-radius: 1.5rem;\n            flex-direction: column;\n            justify-content: center;\n            align-items: center;\n            display: flex;\n            transition: all 0.4s linear;\n            -webkit-transition: all 0.4s linear;\n        }\n        .btn-contact:hover .btn-contact-icon{\n            color: rgb(239, 255, 143);\n            background-color: rgb(30, 58, 27);\n        }\n\n        .contact-wrp-inner-right{\n            grid-area: 1 \/ 7 \/ 2 \/ 13;\n        }\n        .contact-wrp-inner-right h2{\n            font-family: \"Sharpgrotesk 20\";\n            font-size: 2rem;\n            font-weight: 500;\n            line-height: 1.2;\n            margin: 0 0 1.5rem;\n            color: #1d1d1d;\n        }\n        .contact-wrp-inner-right p{\n            font-family: \"Sharpgrotesk 20\";\n            font-size: 1.25rem;\n            font-weight: 400;\n            color: #000;\n            line-height: 1.5;\n            margin: 0 0 3rem;\n        }\n        .contact-wrp-inner-right form .form-group{\n            margin: 0 0 3rem;\n        }\n        .contact-wrp-inner-right form .form-control{\n            background-color: #0000;\n            border: 0;\n            border-bottom: 1px solid #000;\n            margin: 0;\n            padding: .5rem 1rem 1rem;\n            font-size: 1.5rem;\n            line-height: 1.5;\n            color: #333;\n            outline: none;\n            box-shadow: none;\n            display: block;\n            width: -webkit-fill-available;\n            font-family: \"Sharpgrotesk 20\";\n        }\n        .contact-wrp-inner-right form .form-control::placeholder{\n            color: #1d1d1d;\n        }\n        .contact-wrp-inner-right form .form-control:focus {\n            border-bottom-width: 2px;\n            border-bottom-color: #1d1d1d;\n        }\n        .contact-wrp-inner-right form p{\n            font-weight: 500;\n        }\n        .contact-wrp-inner-right form p a{\n            color: #1d1d1d;\n            text-decoration: underline;\n        }\n        .contact-wrp-inner-right form p a:hover{\n            opacity: 0.5;\n        }\n        .contact-wrp-inner-right form p input{\n            width: 16px;\n            height: 16px;\n            margin: 0 3px 0 0;\n            border: 1px solid #4d4d4d;\n        }\n        .contact-wrp-inner-right form .btn-main{\n            position: relative;\n        }\n        .contact-wrp-inner-right form .btn-main input{\n            z-index: 100;\n            opacity: 0;\n            width: 100%;\n            height: 3.3rem;\n            position: absolute;\n            inset: 0%;\n            cursor: pointer;\n        }\n\t\t@media (max-width:991px){\n            .contact-wrp{padding: 8rem 0;}\n            .contact-wrp-inner{grid-row-gap: 3rem;grid-template-columns: 1fr 1fr 1fr 1fr 1fr 1fr;}\n            .contact-wrp-inner-left{grid-row: 2 \/ 3;grid-column-end: 7;}\n            .contact-wrp-inner-right{grid-column: 1 \/ 7;}\n\n            \n        }\n\t\n\t\t@media (max-width:1024px){\n\t\t\t.page-id-19687 .contact-wrp{\n\t\t\t\tpadding-top:56px;\n\t\t\t\tpadding-bottom:56px;\n\t\t\t}\n\t\t}\n\n        @media (max-width:767px){\n            .contact-wrp{padding: 4.5rem 0;}\n            .contact-wrp-inner-right h2{font-size: 1.5rem;margin: 0 0 1rem;}\n            .contact-wrp-inner-right p{font-size: 1rem;margin: 0 0 1.5rem;}\n            .contact-wrp-inner-right form .form-control{font-size: 1.25rem;}\n            .contact-wrp-inner-right form .form-group{margin: 0 0 1.5rem;}\n            .btn-contact-data{padding: 2rem 1.5rem;text-align: center;}\n            .btn-contact{grid-template-columns: 1fr;}\n            .btn-contact-icon{padding: 1rem;}\n            .btn-contact-icon svg {width: 3rem;}\n            .btn-contact p{font-size: 1rem;margin: 0 0 1rem;}\n            .btn-contact h2{font-size: 1.5rem;}\n\n            \n        }\n<\/style>\n\t <div class=\"main-wrpper\">\n\n\t   <!-- Contact -->\n        <section class=\"contact-wrp\" id=\"contactForm\">\n            <div class=\"padding-global\">\n                <div class=\"container\">\n                    <div class=\"contact-wrp-inner\">\n                        <div class=\"contact-wrp-inner-left\">\n                            <div class=\"contact-wrp-img\">\n                                <div class=\"img-name\">\n                                    <figure><img decoding=\"async\" src=\"https:\/\/www.somoskalma.com\/wp-content\/themes\/houzez-child\/images\/img-name-dot.svg\" alt=\"\"><\/figure>\n                                    Jos\u00e9 Antonio\n                                <\/div>\n                                                                <div class=\"contact-wrp-img-holder\">\n                                    <figure><img decoding=\"async\" src=\"https:\/\/www.somoskalma.com\/wp-content\/uploads\/2024\/12\/contact-img-1.png\" alt=\"\"><\/figure>\n                                <\/div>\n        \n                                <div class=\"contact-wrp-img-shape\">\n                                    <figure><img decoding=\"async\" src=\"https:\/\/www.somoskalma.com\/wp-content\/themes\/houzez-child\/images\/banner-bg-shape.svg\" alt=\"\"><\/figure>\n                                <\/div>\n\t\t\t\t\t\t\t\t                            <\/div>\n\n                            <a href=\"tel:+34930348815\" class=\"btn-contact\">\n                                <div class=\"btn-contact-data\">\n                                    <p>Ou si vous pr\u00e9f\u00e9rez, appelez-nous au<\/p>\n                                    <!-- <h2>936 293 545<\/h2> -->\n                                     <!-- Use shortcode [kalma_phone] -->\n                                    <h2><span class=\"kalma-phone-text\">930 34 88 15<\/span><\/h2>\n                                <\/div>\n\n                                <div class=\"btn-contact-icon\">\n                                    <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"64\" height=\"65\" viewBox=\"0 0 64 65\" fill=\"none\">\n                                        <path d=\"M40.1345 14.1691C42.7391 14.6773 45.1328 15.9511 47.0093 17.8276C48.8858 19.7041 50.1596 22.0978 50.6678 24.7024M40.1345 3.50244C45.5459 4.1036 50.592 6.52691 54.4444 10.3745C58.2968 14.222 60.7265 19.2651 61.3345 24.6758M58.6678 45.9558V53.9558C58.6708 54.6984 58.5187 55.4336 58.2212 56.114C57.9236 56.7945 57.4873 57.4053 56.94 57.9074C56.3927 58.4095 55.7467 58.7917 55.0431 59.0297C54.3396 59.2676 53.5941 59.356 52.8545 59.2891C44.6487 58.3975 36.7665 55.5935 29.8411 51.1024C23.398 47.0082 17.9354 41.5456 13.8411 35.1024C9.3344 28.1457 6.52977 20.2251 5.65446 11.9824C5.58782 11.245 5.67546 10.5018 5.91179 9.80011C6.14813 9.09841 6.52798 8.45361 7.02717 7.90676C7.52635 7.35992 8.13394 6.923 8.81123 6.62383C9.48853 6.32467 10.2207 6.16981 10.9611 6.16911H18.9611C20.2553 6.15637 21.5099 6.61465 22.4912 7.45853C23.4724 8.30241 24.1133 9.4743 24.2945 10.7558C24.6321 13.316 25.2583 15.8297 26.1611 18.2491C26.5199 19.2036 26.5976 20.2409 26.3849 21.2381C26.1722 22.2354 25.6781 23.1507 24.9611 23.8758L21.5745 27.2624C25.3706 33.9386 30.8983 39.4663 37.5745 43.2624L40.9611 39.8758C41.6862 39.1588 42.6015 38.6647 43.5988 38.452C44.596 38.2393 45.6333 38.317 46.5878 38.6758C49.0072 39.5786 51.521 40.2048 54.0811 40.5424C55.3765 40.7252 56.5595 41.3777 57.4052 42.3758C58.2509 43.3739 58.7002 44.648 58.6678 45.9558Z\" stroke=\"currentColor\" stroke-width=\"5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path>\n                                    <\/svg>\n                                <\/div>\n                            <\/a>\n                        <\/div>\n\n                        <div class=\"contact-wrp-inner-right\">\n                            <h2>C&#8217;est le moment de profiter de ma vie!<\/h2>\n\n                           <p>Laissez-nous ces quelques informations et nous vous contacterons pour discuter sans engagement. Notre \u00e9quipe sera ravie de vous aider. <\/p>\n \n\t\t\t\t\t\t\t\n<div class=\"wpcf7 no-js\" id=\"wpcf7-f23013-o1\" lang=\"fr-FR\" dir=\"ltr\" data-wpcf7-id=\"23013\">\n<div class=\"screen-reader-response\"><p role=\"status\" aria-live=\"polite\" aria-atomic=\"true\"><\/p> <ul><\/ul><\/div>\n<form action=\"\/fr\/wp-json\/wp\/v2\/pages\/22965#wpcf7-f23013-o1\" method=\"post\" class=\"wpcf7-form init\" aria-label=\"Formulaire de contact\" novalidate=\"novalidate\" data-status=\"init\">\n<div style=\"display: none;\">\n<input type=\"hidden\" name=\"_wpcf7\" value=\"23013\" \/>\n<input type=\"hidden\" name=\"_wpcf7_version\" value=\"6.0.2\" \/>\n<input type=\"hidden\" name=\"_wpcf7_locale\" value=\"fr_FR\" \/>\n<input type=\"hidden\" name=\"_wpcf7_unit_tag\" value=\"wpcf7-f23013-o1\" \/>\n<input type=\"hidden\" name=\"_wpcf7_container_post\" value=\"0\" \/>\n<input type=\"hidden\" name=\"_wpcf7_posted_data_hash\" value=\"\" \/>\n<input type=\"hidden\" name=\"_wpcf7_recaptcha_response\" value=\"\" \/>\n<\/div>\n<div class=\"contact-form\">\n\t<div class=\"form-group\">\n\t\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"fullname\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required form-control\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Nom*\" value=\"\" type=\"text\" name=\"fullname\" \/><\/span>\n\t\t<\/p>\n\t<\/div>\n\t<div class=\"form-group\">\n\t\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"country-select\"><select class=\"wpcf7-form-control wpcf7-select wpcf7-validates-as-required form-control\" aria-required=\"true\" aria-invalid=\"false\" name=\"country-select\"><option value=\"\">Veuillez s\u00e9lectionner un pays<\/option><option value=\"-- Europa --\">-- Europa --<\/option><option value=\"\ud83c\uddea\ud83c\uddf8 Spain\">\ud83c\uddea\ud83c\uddf8 Spain<\/option><option value=\"\ud83c\uddeb\ud83c\uddf7 France\">\ud83c\uddeb\ud83c\uddf7 France<\/option><option value=\"\ud83c\uddee\ud83c\uddf9 Italy\">\ud83c\uddee\ud83c\uddf9 Italy<\/option><option value=\"\ud83c\udde9\ud83c\uddea Germany\">\ud83c\udde9\ud83c\uddea Germany<\/option><option value=\"\ud83c\uddf5\ud83c\uddf9 Portugal\">\ud83c\uddf5\ud83c\uddf9 Portugal<\/option><option value=\"\ud83c\udde7\ud83c\uddea Belgium\">\ud83c\udde7\ud83c\uddea Belgium<\/option><option value=\"\ud83c\uddf3\ud83c\uddf1 Netherlands\">\ud83c\uddf3\ud83c\uddf1 Netherlands<\/option><option value=\"\ud83c\udde8\ud83c\udded Switzerland\">\ud83c\udde8\ud83c\udded Switzerland<\/option><option value=\"\ud83c\udde6\ud83c\uddf9 Austria\">\ud83c\udde6\ud83c\uddf9 Austria<\/option><option value=\"\ud83c\uddf8\ud83c\uddea Sweden\">\ud83c\uddf8\ud83c\uddea Sweden<\/option><option value=\"\ud83c\uddf3\ud83c\uddf4 Norway\">\ud83c\uddf3\ud83c\uddf4 Norway<\/option><option value=\"\ud83c\udde9\ud83c\uddf0 Denmark\">\ud83c\udde9\ud83c\uddf0 Denmark<\/option><option value=\"\ud83c\uddeb\ud83c\uddee Finland\">\ud83c\uddeb\ud83c\uddee Finland<\/option><option value=\"\ud83c\uddec\ud83c\udde7 United Kingdom\">\ud83c\uddec\ud83c\udde7 United Kingdom<\/option><option value=\"\ud83c\uddee\ud83c\uddea Ireland\">\ud83c\uddee\ud83c\uddea Ireland<\/option><option value=\"\ud83c\uddec\ud83c\uddf7 Greece\">\ud83c\uddec\ud83c\uddf7 Greece<\/option><option value=\"\ud83c\udde8\ud83c\uddff Czech Republic\">\ud83c\udde8\ud83c\uddff Czech Republic<\/option><option value=\"\ud83c\uddf5\ud83c\uddf1 Poland\">\ud83c\uddf5\ud83c\uddf1 Poland<\/option><option value=\"\ud83c\uddf7\ud83c\uddf4 Romania\">\ud83c\uddf7\ud83c\uddf4 Romania<\/option><option value=\"\ud83c\udded\ud83c\uddfa Hungary\">\ud83c\udded\ud83c\uddfa Hungary<\/option><option value=\"-- Norteam\u00e9rica --\">-- Norteam\u00e9rica --<\/option><option value=\"\ud83c\uddfa\ud83c\uddf8 United States\">\ud83c\uddfa\ud83c\uddf8 United States<\/option><option value=\"\ud83c\udde8\ud83c\udde6 Canada\">\ud83c\udde8\ud83c\udde6 Canada<\/option><option value=\"\ud83c\uddf2\ud83c\uddfd Mexico\">\ud83c\uddf2\ud83c\uddfd Mexico<\/option><option value=\"-- Sudam\u00e9rica --\">-- Sudam\u00e9rica --<\/option><option value=\"\ud83c\udde6\ud83c\uddf7 Argentina\">\ud83c\udde6\ud83c\uddf7 Argentina<\/option><option value=\"\ud83c\udde7\ud83c\uddf7 Brazil\">\ud83c\udde7\ud83c\uddf7 Brazil<\/option><option value=\"\ud83c\udde8\ud83c\uddf1 Chile\">\ud83c\udde8\ud83c\uddf1 Chile<\/option><option value=\"\ud83c\udde8\ud83c\uddf4 Colombia\">\ud83c\udde8\ud83c\uddf4 Colombia<\/option><option value=\"\ud83c\uddf5\ud83c\uddea Peru\">\ud83c\uddf5\ud83c\uddea Peru<\/option><option value=\"\ud83c\uddfa\ud83c\uddfe Uruguay\">\ud83c\uddfa\ud83c\uddfe Uruguay<\/option><option value=\"\ud83c\uddf5\ud83c\uddfe Paraguay\">\ud83c\uddf5\ud83c\uddfe Paraguay<\/option><option value=\"\ud83c\udde7\ud83c\uddf4 Bolivia\">\ud83c\udde7\ud83c\uddf4 Bolivia<\/option><option value=\"\ud83c\uddea\ud83c\udde8 Ecuador\">\ud83c\uddea\ud83c\udde8 Ecuador<\/option><option value=\"\ud83c\uddfb\ud83c\uddea Venezuela\">\ud83c\uddfb\ud83c\uddea Venezuela<\/option><\/select><\/span>\n\t\t<\/p>\n\t<\/div>\n\t<div class=\"form-group\">\n\t\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"tel-16\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-tel wpcf7-validates-as-required wpcf7-text wpcf7-validates-as-tel form-control\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"T\u00e9l\u00e9phone*\" value=\"\" type=\"tel\" name=\"tel-16\" \/><\/span>\n\t\t<\/p>\n\t<\/div>\n\t<div class=\"form-group\">\n\t\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"email-512\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-email wpcf7-validates-as-required wpcf7-text wpcf7-validates-as-email form-control\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Adresse \u00e9lectronique*\" value=\"\" type=\"email\" name=\"email-512\" \/><\/span>\n\t\t<\/p>\n\t<\/div>\n<input class=\"wpcf7-form-control wpcf7-hidden\" value=\"\" type=\"hidden\" name=\"utm_source\" \/>\n<input class=\"wpcf7-form-control wpcf7-hidden\" value=\"\" type=\"hidden\" name=\"utm_medium\" \/>\n<input class=\"wpcf7-form-control wpcf7-hidden\" value=\"\" type=\"hidden\" name=\"utm_campaign\" \/>\n<input class=\"wpcf7-form-control wpcf7-hidden\" value=\"\" type=\"hidden\" name=\"utm_term\" \/>\n<input class=\"wpcf7-form-control wpcf7-hidden\" value=\"\" type=\"hidden\" name=\"utm_content\" \/>\n<input class=\"wpcf7-form-control wpcf7-hidden\" value=\"\" type=\"hidden\" name=\"gclid\" \/>\n<input class=\"wpcf7-form-control wpcf7-hidden\" value=\"\" type=\"hidden\" name=\"fbclid\" \/>\n\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"acceptance-767\"><span class=\"wpcf7-form-control wpcf7-acceptance\"><span class=\"wpcf7-list-item\"><label><input type=\"checkbox\" name=\"acceptance-767\" value=\"1\" aria-invalid=\"false\" \/><span class=\"wpcf7-list-item-label\">J'accepte la<\/span><\/label><\/span><\/span><\/span><a class=\"privacy-link\" href=\"#\">politique de condidentialit\u00e9<\/a>\n\t<\/p>\n\t<div class=\"btn-main\">\n\t\t<p><input class=\"wpcf7-form-control wpcf7-submit has-spinner\" type=\"submit\" value=\"Contactar\" \/><span>Contact<\/span>\n\t\t<\/p>\n\t\t<div class=\"icon\">\n\t\t\t<p><svg width=\"17\" height=\"16\" viewBox=\"0 0 17 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                <path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M8.43022 15.6199L15.5805 8.51952L16.2951 7.80994L15.5805 7.10036L8.43022 0L7.02097 1.41916L12.3362 \n           6.6972H0V8.6972H12.5632L7.02097 14.2007L8.43022 15.6199Z\" fill=\"currentColor\"><\/path>\n            <\/svg>\n\t\t\t<\/p>\n\t\t<\/div>\n\t<\/div>\n<\/div>\n<p><script>\ndocument.addEventListener(\"DOMContentLoaded\", function () {\n function getQueryParam(param) {\n let params = new URLSearchParams(window.location.search);\n return params.get(param) || \"\";\n }\n\n \/\/ Lista de UTM que quieres capturar\n let utmParams = [\"utm_source\", \"utm_medium\", \"utm_campaign\", \"utm_term\", \"utm_content\", \"gclid\", \"fbclid\"];\n\n utmParams.forEach(function (param) {\n let input = document.querySelector(`input[name=\"${param}\"]`);\n if (input) {\n input.value = getQueryParam(param);\n }\n });\n});\n<\/script>\n<\/p><p style=\"display: none !important;\" class=\"akismet-fields-container\" data-prefix=\"_wpcf7_ak_\"><label>&#916;<textarea name=\"_wpcf7_ak_hp_textarea\" cols=\"45\" rows=\"8\" maxlength=\"100\"><\/textarea><\/label><input type=\"hidden\" id=\"ak_js_1\" name=\"_wpcf7_ak_js\" value=\"177\"\/><script>document.getElementById( \"ak_js_1\" ).setAttribute( \"value\", ( new Date() ).getTime() );<\/script><\/p><div class=\"wpcf7-response-output\" aria-hidden=\"true\"><\/div>\n<\/form>\n<\/div>\n\n<!--                             <form action=\"\">\n                                <div class=\"form-group\">\n                                    <input type=\"text\" class=\"form-control\" placeholder=\"Nombre*\">\n                                <\/div>\n                                <div class=\"form-group\">\n                                    <input type=\"tel\" class=\"form-control\" placeholder=\"Tel\u00e9fono*\">\n                                <\/div>\n                                <div class=\"form-group\">\n                                    <input type=\"email\" class=\"form-control\" placeholder=\"Correo electr\u00f3nico*\">\n                                <\/div>\n\n                                <p>\n                                    <input type=\"checkbox\"> \n                                    Acepto la <a href=\"#\">pol\u00edtica de privacidad<\/a>\n                                <\/p>\n\n                                <div class=\"btn-main\">\n                                    <input type=\"submit\">\n\n                                    <span>Contactar<\/span>\n                                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class=\"padding-global\">\n\t\t\t\t<div class=\"container\">\n\t\t\t\t\t<div class=\"count-wrp-inner\">\n\t\t\t\t\t\t<h2>Ils en <span>t\u00e9moignent<\/span> pour nous<\/h2>\n\t\t\t\t\t\t<h6>\u00c9coutez leur histoire<\/h6>\n\t\t\t\t\t\t<h3>Loli | Barcelona<\/h3>\n<p>Mon r\u00eave \u00e9tait un voyage aux Cara\u00efbes. Gr\u00e2ce \u00e0 Kalma, mon mari et moi pourrons maintenant en r\u00e9aliser beaucoup d&#8217;autres ensemble.<\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/section>\n\t\t<!-- End Count -->\n\n    <\/div>\n\n\n<style>\n.faq-wrp{\n\tposition: relative;\n\twidth: 100%;\n\tpadding: 12rem 0;\n}\n.faq-wrp-inner h2{\n\tcolor: #1e3a1b;\n\tfont-family: \"Sharpgrotesk 20\";\n\tfont-size: 2rem;\n\tfont-weight: 500;\n\tline-height: 1.2;\n\tmargin: 0 0 4rem;\n}\n.faq-wrp-inner h2 span{\n\tbackground: url(https:\/\/www.somoskalma.com\/wp-content\/themes\/houzez-child\/images\/big-shape.svg) 0 0 no-repeat;\n\tbackground-size: cover;\n\tpadding: 0 0.5rem;\n\tmargin-left: -.2rem;\n\tmargin-right: -.2rem;\n\tbackground-position: 50%;\n}\n\n.accordion {\n\tdisplay: flex;\n\tflex-direction: column;\n\twidth: 100%;\n}\n\n.accordion__item {\n\tborder-bottom: 1px solid #d9d9d9;\n\toverflow: hidden;\n}\n\n.accordion__header {\n\tpadding: 2.5rem 0;\n\tfont-size: 1.5rem;\n\tfont-weight: 500;\n\tfont-family: \"Sharpgrotesk 20\";\n\tline-height: 1.5;\n\tcolor: #1d1d1d;\n\tcursor: pointer;\n\tposition: relative;\n}\n\n.accordion__header::after {\n\tcontent: '';\n\tbackground: url(https:\/\/www.somoskalma.com\/wp-content\/themes\/houzez-child\/images\/down.svg) no-repeat center;\n\twidth: 18px;\n\theight: 19px;\n\tdisplay: inline-block;\n\tposition: absolute;\n\tright: 0;\n\ttop: 50%;\n\ttransform: translateY(-50%);\n\t-webkit-transform: translateY(-50%);\n\tz-index: 1;\n\ttransition: all 0.4s linear;\n\t-webkit-transition: all 0.4s linear;\n}\n\n.accordion__header.active::after {\n\ttransform: rotate(180deg);\n}\n\n.accordion__item .accordion__content {\n\tmax-height: 0;\n\ttransition: all 0.4s linear;\n\t-webkit-transition: all 0.4s linear;\n\toverflow: hidden;\n}\n\n.accordion__item .accordion__content p,\n.accordion__item .accordion__content ul li{\n\tfont-family: \"Sharpgrotesk 20\";\n\tfont-size: 1.25rem;\n\tfont-weight: 400;\n\tcolor: #000;\n\tmargin: 0 0 2.5rem;\n\tline-height: 1.5;\n}\n.accordion__item .accordion__content ul{\n\tmargin: 0 0 2.5rem;\n}\n.accordion__item .accordion__content ul li{\n\tmargin: 0;\n}\n\n@media (max-width:991px){\n\t.faq-wrp{padding: 8rem 0;}\n\t.faq-wrp-inner h2{margin: 0 0 3rem;}\n}\n@media (max-width:1024px){\n\t.page-id-19687 .faq-wrp {\n        padding: 56px 0;\n    }\t\n}\n\n@media (max-width:767px){\n\t.faq-wrp{padding: 4.5rem 0;}\n\t.faq-wrp-inner h2{margin: 0 0 2rem;font-size: 1.5rem;}\n\t.accordion__header{padding: 1.5rem 0;font-size: 1.25rem;padding-right: 20px;}\n\t.accordion__item .accordion__content p, .accordion__item .accordion__content ul li{font-size: 1rem;margin: 0 0 1.5rem;}\n\t.accordion__item .accordion__content ul li{margin: 0;}\n\t.accordion__item .accordion__content ul{margin: 0 0 1.5rem;}\n}\n<\/style>\n\t<div class=\"main-wrpper fade-in\">\n\n        <!-- FAQ -->\n        <section class=\"faq-wrp\" id=\"faq\">\n            <div class=\"padding-global\">\n                <div class=\"container\">\n                    <div class=\"faq-wrp-inner\">\n                        <h2>Avez-vous besoin de plus <span>d&#8217;informations<\/span>?<\/h2>\t\t\t\t\t\t                         <div class=\"accordion\">\n                            \t\t\t\t\t\t\t\t<div class=\"accordion__item\">\n\t\t\t\t\t\t\t\t\t<div class=\"accordion__header\" data-toggle=\"#faq1\">\n\t\t\t\t\t\t\t\t\t\t\u00c0 quel montant puis-je acc\u00e9der gr\u00e2ce \u00e0 vos solutions?\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"accordion__content\" id=\"faq1\">\n\t\t\t\t\t\t\t\t\t\t<p>Cela d\u00e9pend des caract\u00e9ristiques de votre logement et de votre situation personnelle. Une fois que nous aurons vos informations, notre \u00e9quipe r\u00e9alisera un calcul personnalis\u00e9 afin de vous fournir une estimation du montant que vous pourriez recevoir. Ce service est enti\u00e8rement gratuit et notre engagement est de vous proposer la meilleure offre en fonction de vos besoins.<\/p>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"accordion__item\">\n\t\t\t\t\t\t\t\t\t<div class=\"accordion__header\" data-toggle=\"#faq2\">\n\t\t\t\t\t\t\t\t\t\t\u00cates-vous une alternative \u00e0 l&#8217;hypoth\u00e8que invers\u00e9e?\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"accordion__content\" id=\"faq2\">\n\t\t\t\t\t\t\t\t\t\t<p>Nous ne sommes pas seulement une alternative, mais avec Kalma Nue-Propri\u00e9t\u00e9, vous b\u00e9n\u00e9ficierez de montants bien sup\u00e9rieurs \u00e0 ceux que vous obtiendriez avec un pr\u00eat garanti par une hypoth\u00e8que. De plus, nos solutions ne g\u00e9n\u00e8rent ni dette ni obligations ult\u00e9rieures pour vous ou vos h\u00e9ritiers. Et contrairement aux banques, nous ne facturons aucun frais de gestion.<\/p>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"accordion__item\">\n\t\t\t\t\t\t\t\t\t<div class=\"accordion__header\" data-toggle=\"#faq3\">\n\t\t\t\t\t\t\t\t\t\tComment Kalma peut-il am\u00e9liorer la vie des personnes \u00e2g\u00e9es?\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"accordion__content\" id=\"faq3\">\n\t\t\t\t\t\t\t\t\t\t<p>Chez Kalma, nous travaillons pour que les personnes \u00e2g\u00e9es puissent vivre mieux et plus sereinement. Nous proposons des solutions adapt\u00e9es \u00e0 leurs besoins pour assurer leur bien-\u00eatre et maintenir leur ind\u00e9pendance. Nous collaborons \u00e9galement avec des experts en soins sociaux et en g\u00e9rontologie, ce qui garantit que chaque initiative s&#8217;appuie sur la recherche et les meilleures pratiques du secteur.<\/p>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"accordion__item\">\n\t\t\t\t\t\t\t\t\t<div class=\"accordion__header\" data-toggle=\"#faq4\">\n\t\t\t\t\t\t\t\t\t\tSi je suis propri\u00e9taire d&#8217;un logement et que je veux acc\u00e9der \u00e0 une liquidit\u00e9 suppl\u00e9mentaire, quelles autres alternatives \u00e0 Kalma me propose le march\u00e9 ? \t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"accordion__content\" id=\"faq4\">\n\t\t\t\t\t\t\t\t\t\t<p>Les alternatives \u00e0 Kalma consistent \u00e0 vendre votre logement pour en acheter ou en louer un autre plus \u00e9conomique, ou encore \u00e0 d\u00e9m\u00e9nager dans une r\u00e9sidence pour seniors. Ces options ont un impact \u00e9motionnel n\u00e9gatif, car elles impliquent de quitter son domicile habituel, et elles peuvent entra\u00eener des probl\u00e8mes \u00e0 long terme, tels que des impay\u00e9s de loyer ou une augmentation du co\u00fbt des r\u00e9sidences. D&#8217;autres solutions, comme l&#8217;hypoth\u00e8que invers\u00e9e ou les pr\u00eats garantis par une hypoth\u00e8que, offrent des montants inf\u00e9rieurs et g\u00e9n\u00e8rent des dettes et des obligations pour les seniors et leurs h\u00e9ritiers. Avec Kalma, vous avez la certitude d&#8217;obtenir l&#8217;argent dont vous avez besoin tout en continuant \u00e0 vivre sans complications dans votre maison de toujours.<\/p>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"accordion__item\">\n\t\t\t\t\t\t\t\t\t<div class=\"accordion__header\" data-toggle=\"#faq5\">\n\t\t\t\t\t\t\t\t\t\tEn quoi Kalma se distingue-t-elle des autres organisations similaires?\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"accordion__content\" id=\"faq5\">\n\t\t\t\t\t\t\t\t\t\t<p>Chez Kalma, nous nous distinguons en mettant les personnes au c\u0153ur de tout. Nous savons que chaque personne \u00e2g\u00e9e est unique, avec des besoins et des souhaits diff\u00e9rents, c&#8217;est pourquoi nous proposons des solutions sur mesure, adapt\u00e9es \u00e0 chaque situation. Plus qu&#8217;un service, nous cherchons \u00e0 vous comprendre et \u00e0 vous accompagner pour vous offrir la tranquillit\u00e9 et le bien-\u00eatre que vous m\u00e9ritez.<\/p>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"accordion__item\">\n\t\t\t\t\t\t\t\t\t<div class=\"accordion__header\" data-toggle=\"#faq6\">\n\t\t\t\t\t\t\t\t\t\tComment puis-je me tenir inform\u00e9 des nouveaut\u00e9s de Kalma?\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"accordion__content\" id=\"faq6\">\n\t\t\t\t\t\t\t\t\t\t<p>Pour rester \u00e0 jour avec toutes les nouveaut\u00e9s de Kalma, vous pouvez nous suivre sur nos r\u00e9seaux sociaux o\u00f9 nous partageons des mises \u00e0 jour r\u00e9guli\u00e8res, des actualit\u00e9s et des \u00e9v\u00e9nements \u00e0 venir. Nous mettons \u00e9galement r\u00e9guli\u00e8rement \u00e0 jour notre blog et la section des actualit\u00e9s de notre site web.<\/p>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"accordion__item\">\n\t\t\t\t\t\t\t\t\t<div class=\"accordion__header\" data-toggle=\"#faq7\">\n\t\t\t\t\t\t\t\t\t\tO\u00f9 se trouvent les bureaux de Kalma?\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"accordion__content\" id=\"faq7\">\n\t\t\t\t\t\t\t\t\t\t<p>Kalma a des bureaux dans les principales villes d&#8217;Espagne.:<\/p>\n<ul>\n<li>Barcelona: Avenida Diagonal 640, 6A, 08017<\/li>\n<li>Madrid: Paseo de la Castellana 141, Planta 5, 28046<\/li>\n<\/ul>\n<p>Nous nous r\u00e9jouissons de vous rencontrer dans l&#8217;un de nos \u00e9tablissements !Bloque de e<\/p>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t                        <\/div>\n\t\t\t\t\t\t                    <\/div>\n                <\/div>\n            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